Archives: November 2015

Stately New Albany Home Can Be Yours for $849K

katelistingAs soon ask you pull up to our new listing at 13 Wiveliscombe, you’re sure to be impressed by its regal looking entrance.

This all-brick, two-story home features two chimneys, a darling brick pathway leading up to the front door and a covered front door stoop.

Of course, this home offers so much more than a picture-perfect exterior. Inside this stately home, interested buyers will find everything they’ve been looking for in a New Albany property and more. Continue reading to see for yourself!

Why You’ll Fall in Love With This New Albany Listing!

katelisting2Our new listing on Wiveliscombe, which is currently listed at $849,000, boasts a total of 5 bedrooms and 4.2 bathrooms.

This 5,858-square-foot home was clearly built with excellence in mind, as evident by all of the incredible amenities found throughout.

Some of the interior features that are sure to catch your eye as a buyer include:

  • Hardwood floors
  • Gourmet kitchen
  • Striking divided staircase
  • Lovely fireplace
  • Two-story living room
  • Beautifully painted rooms
  • Stainless steel appliances
  • Two-story windows
  • Walk-in closets
  • Upgraded bathrooms
  • Molding throughout
  • 2-car garage

Plus, this property’s half-acre lot has been professionally landscaped, giving you the perfect blend of shaded and flowering trees.

This brick classic also has the distinction of being located in a beautiful and quiet cul-de-sac in the New Albany Country Club. This will give you and your loved ones all the privacy and serenity you crave.

You’ll also enjoy access to all of the shared amenities in this community, including

  • Bike/Walk Path
  • Community Clubhouse
  • Fitness Facility
  • Golf Club, Pool
  • Tennis Court

Plus, because of this home’s location within the fine New Albany Country Club, you’ll enjoy easy access to Market Street as well as New Albany High School. Now that’s convenient!

Is This Your Next New Albany Home?

katelisting4If this sounds like everything you’ve been looking for in a property and more, then please take a moment now to connect with us, Kate & Tony Thomas, your dedicated real estate experts.

We would love to assist you by answering any questions you might have as well as helping you schedule a showing of this property.

And in the meantime, we invite you to check out our free visual tour of this property. This way, you can tour this incredible home from the comfort of your own computer before you ever arrive for your in-person tour!

Until next time,

Kate & Tony Thomas

 

Can You Purchase a Home Even With Student Loans?

student on laptopAs more millennials are preparing to buy a home, one issue is making it difficult for many — student loans.

The Project on Student Debt calculated that just about 7 in 10 college graduates in the Class of 2014 had student loan debt, and on average each student had about $29,000 in loans.

With mortgages often amounting to well over a hundred thousand dollars, many first-time home buyers may be asking whether they can even qualify for financing with their student debt.

So, is it possible to buy a home even with thousands of dollars in student loans? It depends.

What’s Your Debt-to-Income Ratio?

It all comes down to your debt-to-income ratio, or what percentage of your gross monthly income goes toward your total monthly mortgage payments.

Lenders recommend a debt-to-income ratio no greater than 36%, with no more than 28% of your monthly income going toward paying off your mortgage. As an example, someone who earns $50,000 in a year and has $1,500 in monthly debt payments would be right at the 36% recommendation.

calculator and finance sheetSo even if you are saddled with thousands of dollars in student loans, it is possible to obtain financing for a home if your debt-to-income ratio is right around that recommended ratio.

You Also Need to Consider Credit History

When home buyers apply for a mortgage, lenders look at whether they pay their bills on time and their employment history, for instance. If you have good credit history, that may further help you qualify for a mortgage.

You can always talk to a reputable lender about whether you can qualify for a mortgage with your student loan debt. Talk with us and we can help you get started with the mortgage pre-qualification process.

We Can Talk About Your Home Buying Plans

If you’re thinking of buying a home in the area, we can also recommend a reputable local mortgage lender so you can discuss the right mortgage for you, including interest rates and down payments. We even offer a free mortgage calculator on our website that can help you calculate monthly mortgage payments.

Contact us today and we can get started!

This Fantastic New Albany Home Can Be Yours for Just $629,900!

New Albany OhioWe recently listed a property on the New Albany Ohio real estate market that we’re sure prospective home buyers are going to love!

Located at 4585 Neiswander Square, this darling two-story brick property has plenty to offer the next residents who live here.

From its spacious rooms to its intricate designs, its great neighborhood location to its placement within the community of New Albany, this recent home listing could just be the home you want to own! Continue reading to learn more!

What to Expect When You Tour This New Albany Home

New Albany Ohio 2This lovely property, which is currently listed for $629,900, features 4 bedrooms and 3.5 bathrooms. In all, this home offers 3,520 square feet of living space.

This wonderful brick home, which is located in the highly sought after North of Woods neighborhood, sits on a low traffic street that is close to Market Street, Healthy New Albany and NACC.

Now that’s a fantastic location!

Take a tour of this home and you’re likely to be impressed by all of the fantastic amenities inside. In fact, some of the interior features that we absolutely adore in this home include:

  • Hardwood floors
  • Updated kitchens
  • Spacious bedrooms
  • Granite counter tops
  • Large windows
  • Beautifully painted rooms
  • Finished lower level
  • Attached two-car garage
  • Brick terrace

Another great feature of this home is that the formal dining room is connected to the kitchen via butler’s pantry and planning center. Now that’s convenient!

We also love how this home has tremendous storage capacity including built-ins throughout.

plus finished lower level, attached 2 car garage, brick terrace and a private wooded backyard.

Situated on a wooded lot of 0.24 acres, you can also feel like you’re enjoying plenty of peace and privacy when you live here.

Is This The Right New Albany Home for You?

New Albany Ohio 3If so, please don’t hesitate to connect with us, Kate & Tony Thomas, today!

We’re your dedicated New Albany real estate experts and we would love the opportunity to assist you by answering any questions you might have as well as providing you with some valuable insight on this home.

We’ll even help you schedule a showing of this property!

In the meantime, before we make that appointment, we invite you to take a virtual tour of this home, which is a great way to check out the home extensively – and all from the comfort of your own computer!

Until next time,

Kate & Tony

 

3 Reasons You Should Invest in This Magnificent New Albany Home for Sale

alpathTalk about a gorgeous property on the New Albany OH real estate market right now!

Our new listing at 7589 Alpath Road is already attracting a lot of home buyer attention and it’s easy to see why. From its grandiose entrance to its exquisite amenities on the inside, this is a dream home for many here in New Albany.

We invite you to continue reading to learn more about what kind of quality of life this property can provide to you and your family!

Top Reasons To Fall In Love With This New Albany Property

alpath 2Our recent home listing on the local housing market is simply outstanding! This 4,130-square-foot home features 5 bedrooms and 4.5 bathrooms and is located in the sought-after North of Woods.

This means that you as a resident will be able to walk to such popular amenities and attractions as Market Street, the Library and the Fitness Center.

Here are the top three reasons we believe home buyers are falling in love with this property each time they visit:
It boasts a sophisticated, modern kitchen with all the bells and whistles
It features and incredible master suite bathroom complete with garden tub
It offers a completely finished lower level that includes a rec room, bar, fifth bedroom and fourth bath.

Incredible, right?

Of course, those aren’t the only reasons buyers love this property, which is situated on a 0.18 plot of land. Some of the other interior home features that are appealing to would-be buyers include:

  • A three car garage
  • Hardwood floors
  • Large windows
  • Lovely fireplace
  • Lush carpeting
  • New brick tile in the service hall
  • Paver patio
  • Tankless hot water heater
  • Three-car garage

What’s more, this community is zoned for some outstanding public schools within the New Albany Plain Local School District, ensuring that any school-age children you have in the home will be more than adequately prepared for college, careers and beyond!

We’re Your Dedicated New Albany OH REALTORS

alpath 3Here’s the best part of all about our recent listing on Alpath: All of these dream amenities that come with this home can be yours for $589,900! That’s really a great deal given all of the perks of living here!

Thus, if you’re ready to take that next step toward making this property your next home, be sure to connect with us, Kate & Tony Thomas, today.

We’re your dedicated New Albany real estate experts and we would love to assist you by answering any questions you might have and maybe even scheduling a showing of this property for you.

We also invite you to check out our free virtual tour of this property, which makes it convenient to check out this home from the comfort of your computer.

Until next time,

Kate & Tony

How to Prepare Your Home for the Holidays

dinner table with thanskgiving mealIt’s already November, but major retailers have already stocked their displays with twinkling lights and shiny ornaments, so you know what that means: The holidays are here.

Easy Holiday Home Decorating Tips

Whether you plan to host holiday get-togethers with friends, family, and neighbors or plan to visit your loved ones this year, you can prepare your home with today’s best styles to get into the holiday spirit.

Here are three ways that you can decorate your home for the holidays.

Use Seasonal Centerpieces

Nothing says “festive” quite like seasonal decorations around the table. Prepare for Thanksgiving Day meals by setting out cornucopias, small pumpkins, and autumn leaves, and exchange them for holly wreaths or tiny Christmas trees close to December.

Try Scent-Sational Decorations

Cinnamon, vanilla, gingerbread — these are the warm aromas that define the holiday season. So light a few candles in the kitchen or bake some cookies to fill your home with seasonal fragrances.

snowflake ornament with blue glitterFill Your Windows with Winter Joy

Let the sun cast its rays on your holiday decorations.

You can hang decorative snowflakes from your windows and watch your room light up with the sparkles, or choose stylish window decals to give your home the look and feel of a winter wonderland.

Let Us Be Your Real Estate Resource This Season

Are you searching for a new home during the holidays? You don’t have to find it alone. We have a variety of free, helpful home buying resources that can help you discover the perfect place to call home in the coming months.

Contact us today to learn more about the area, find homes for sale, or to schedule a showing of your dream home. We are always happy to help.