Stately New Albany Home Can Be Yours for $849K

katelistingAs soon ask you pull up to our new listing at 13 Wiveliscombe, you’re sure to be impressed by its regal looking entrance.

This all-brick, two-story home features two chimneys, a darling brick pathway leading up to the front door and a covered front door stoop.

Of course, this home offers so much more than a picture-perfect exterior. Inside this stately home, interested buyers will find everything they’ve been looking for in a New Albany property and more. Continue reading to see for yourself!

Why You’ll Fall in Love With This New Albany Listing!

katelisting2Our new listing on Wiveliscombe, which is currently listed at $849,000, boasts a total of 5 bedrooms and 4.2 bathrooms.

This 5,858-square-foot home was clearly built with excellence in mind, as evident by all of the incredible amenities found throughout.

Some of the interior features that are sure to catch your eye as a buyer include:

  • Hardwood floors
  • Gourmet kitchen
  • Striking divided staircase
  • Lovely fireplace
  • Two-story living room
  • Beautifully painted rooms
  • Stainless steel appliances
  • Two-story windows
  • Walk-in closets
  • Upgraded bathrooms
  • Molding throughout
  • 2-car garage

Plus, this property’s half-acre lot has been professionally landscaped, giving you the perfect blend of shaded and flowering trees.

This brick classic also has the distinction of being located in a beautiful and quiet cul-de-sac in the New Albany Country Club. This will give you and your loved ones all the privacy and serenity you crave.

You’ll also enjoy access to all of the shared amenities in this community, including

  • Bike/Walk Path
  • Community Clubhouse
  • Fitness Facility
  • Golf Club, Pool
  • Tennis Court

Plus, because of this home’s location within the fine New Albany Country Club, you’ll enjoy easy access to Market Street as well as New Albany High School. Now that’s convenient!

Is This Your Next New Albany Home?

katelisting4If this sounds like everything you’ve been looking for in a property and more, then please take a moment now to connect with us, Kate & Tony Thomas, your dedicated real estate experts.

We would love to assist you by answering any questions you might have as well as helping you schedule a showing of this property.

And in the meantime, we invite you to check out our free visual tour of this property. This way, you can tour this incredible home from the comfort of your own computer before you ever arrive for your in-person tour!

Until next time,

Kate & Tony Thomas


Can You Purchase a Home Even With Student Loans?

student on laptopAs more millennials are preparing to buy a home, one issue is making it difficult for many — student loans.

The Project on Student Debt calculated that just about 7 in 10 college graduates in the Class of 2014 had student loan debt, and on average each student had about $29,000 in loans.

With mortgages often amounting to well over a hundred thousand dollars, many first-time home buyers may be asking whether they can even qualify for financing with their student debt.

So, is it possible to buy a home even with thousands of dollars in student loans? It depends.

What’s Your Debt-to-Income Ratio?

It all comes down to your debt-to-income ratio, or what percentage of your gross monthly income goes toward your total monthly mortgage payments.

Lenders recommend a debt-to-income ratio no greater than 36%, with no more than 28% of your monthly income going toward paying off your mortgage. As an example, someone who earns $50,000 in a year and has $1,500 in monthly debt payments would be right at the 36% recommendation.

calculator and finance sheetSo even if you are saddled with thousands of dollars in student loans, it is possible to obtain financing for a home if your debt-to-income ratio is right around that recommended ratio.

You Also Need to Consider Credit History

When home buyers apply for a mortgage, lenders look at whether they pay their bills on time and their employment history, for instance. If you have good credit history, that may further help you qualify for a mortgage.

You can always talk to a reputable lender about whether you can qualify for a mortgage with your student loan debt. Talk with us and we can help you get started with the mortgage pre-qualification process.

We Can Talk About Your Home Buying Plans

If you’re thinking of buying a home in the area, we can also recommend a reputable local mortgage lender so you can discuss the right mortgage for you, including interest rates and down payments. We even offer a free mortgage calculator on our website that can help you calculate monthly mortgage payments.

Contact us today and we can get started!

This Fantastic New Albany Home Can Be Yours for Just $629,900!

New Albany OhioWe recently listed a property on the New Albany Ohio real estate market that we’re sure prospective home buyers are going to love!

Located at 4585 Neiswander Square, this darling two-story brick property has plenty to offer the next residents who live here.

From its spacious rooms to its intricate designs, its great neighborhood location to its placement within the community of New Albany, this recent home listing could just be the home you want to own! Continue reading to learn more!

What to Expect When You Tour This New Albany Home

New Albany Ohio 2This lovely property, which is currently listed for $629,900, features 4 bedrooms and 3.5 bathrooms. In all, this home offers 3,520 square feet of living space.

This wonderful brick home, which is located in the highly sought after North of Woods neighborhood, sits on a low traffic street that is close to Market Street, Healthy New Albany and NACC.

Now that’s a fantastic location!

Take a tour of this home and you’re likely to be impressed by all of the fantastic amenities inside. In fact, some of the interior features that we absolutely adore in this home include:

  • Hardwood floors
  • Updated kitchens
  • Spacious bedrooms
  • Granite counter tops
  • Large windows
  • Beautifully painted rooms
  • Finished lower level
  • Attached two-car garage
  • Brick terrace

Another great feature of this home is that the formal dining room is connected to the kitchen via butler’s pantry and planning center. Now that’s convenient!

We also love how this home has tremendous storage capacity including built-ins throughout.

plus finished lower level, attached 2 car garage, brick terrace and a private wooded backyard.

Situated on a wooded lot of 0.24 acres, you can also feel like you’re enjoying plenty of peace and privacy when you live here.

Is This The Right New Albany Home for You?

New Albany Ohio 3If so, please don’t hesitate to connect with us, Kate & Tony Thomas, today!

We’re your dedicated New Albany real estate experts and we would love the opportunity to assist you by answering any questions you might have as well as providing you with some valuable insight on this home.

We’ll even help you schedule a showing of this property!

In the meantime, before we make that appointment, we invite you to take a virtual tour of this home, which is a great way to check out the home extensively – and all from the comfort of your own computer!

Until next time,

Kate & Tony


3 Reasons You Should Invest in This Magnificent New Albany Home for Sale

alpathTalk about a gorgeous property on the New Albany OH real estate market right now!

Our new listing at 7589 Alpath Road is already attracting a lot of home buyer attention and it’s easy to see why. From its grandiose entrance to its exquisite amenities on the inside, this is a dream home for many here in New Albany.

We invite you to continue reading to learn more about what kind of quality of life this property can provide to you and your family!

Top Reasons To Fall In Love With This New Albany Property

alpath 2Our recent home listing on the local housing market is simply outstanding! This 4,130-square-foot home features 5 bedrooms and 4.5 bathrooms and is located in the sought-after North of Woods.

This means that you as a resident will be able to walk to such popular amenities and attractions as Market Street, the Library and the Fitness Center.

Here are the top three reasons we believe home buyers are falling in love with this property each time they visit:
It boasts a sophisticated, modern kitchen with all the bells and whistles
It features and incredible master suite bathroom complete with garden tub
It offers a completely finished lower level that includes a rec room, bar, fifth bedroom and fourth bath.

Incredible, right?

Of course, those aren’t the only reasons buyers love this property, which is situated on a 0.18 plot of land. Some of the other interior home features that are appealing to would-be buyers include:

  • A three car garage
  • Hardwood floors
  • Large windows
  • Lovely fireplace
  • Lush carpeting
  • New brick tile in the service hall
  • Paver patio
  • Tankless hot water heater
  • Three-car garage

What’s more, this community is zoned for some outstanding public schools within the New Albany Plain Local School District, ensuring that any school-age children you have in the home will be more than adequately prepared for college, careers and beyond!

We’re Your Dedicated New Albany OH REALTORS

alpath 3Here’s the best part of all about our recent listing on Alpath: All of these dream amenities that come with this home can be yours for $589,900! That’s really a great deal given all of the perks of living here!

Thus, if you’re ready to take that next step toward making this property your next home, be sure to connect with us, Kate & Tony Thomas, today.

We’re your dedicated New Albany real estate experts and we would love to assist you by answering any questions you might have and maybe even scheduling a showing of this property for you.

We also invite you to check out our free virtual tour of this property, which makes it convenient to check out this home from the comfort of your computer.

Until next time,

Kate & Tony

How to Prepare Your Home for the Holidays

dinner table with thanskgiving mealIt’s already November, but major retailers have already stocked their displays with twinkling lights and shiny ornaments, so you know what that means: The holidays are here.

Easy Holiday Home Decorating Tips

Whether you plan to host holiday get-togethers with friends, family, and neighbors or plan to visit your loved ones this year, you can prepare your home with today’s best styles to get into the holiday spirit.

Here are three ways that you can decorate your home for the holidays.

Use Seasonal Centerpieces

Nothing says “festive” quite like seasonal decorations around the table. Prepare for Thanksgiving Day meals by setting out cornucopias, small pumpkins, and autumn leaves, and exchange them for holly wreaths or tiny Christmas trees close to December.

Try Scent-Sational Decorations

Cinnamon, vanilla, gingerbread — these are the warm aromas that define the holiday season. So light a few candles in the kitchen or bake some cookies to fill your home with seasonal fragrances.

snowflake ornament with blue glitterFill Your Windows with Winter Joy

Let the sun cast its rays on your holiday decorations.

You can hang decorative snowflakes from your windows and watch your room light up with the sparkles, or choose stylish window decals to give your home the look and feel of a winter wonderland.

Let Us Be Your Real Estate Resource This Season

Are you searching for a new home during the holidays? You don’t have to find it alone. We have a variety of free, helpful home buying resources that can help you discover the perfect place to call home in the coming months.

Contact us today to learn more about the area, find homes for sale, or to schedule a showing of your dream home. We are always happy to help.

Unique Ways to Decorate Your Home for Halloween

Halloween is just around the corner. Have you thought about decorating your home this year?

It might seem like all of the options for Halloween decorations are the same year after year: carve a pumpkin, light the luminaries, and set out a bowl of candy for trick-or-treaters. But with just a little paint and creativity in the right places, you can really make your Halloween decorations stand out.

3 Easy Twists on Traditional Halloween Decorations

Looking to modify your Halloween decorations this year? Here are a few simple twists on your traditional choices.

pumpkin carved with geometric designsCarve Patterns Into Your Pumpkins

Who said pumpkins always had to have faces? Light up the night with swirls and stars from your illuminated pumpkins, and let your friends and neighbors admire your unique creation.

You can carve your pumpkin with as simple or intricate designs as you want. It’s all up to you.

Make Mason Jar Monsters

Turn your ordinary glass jars into simple yet spooky decorations with just a little bit of paint and cloth. You can paint a Mason jar orange with black eyes and a mouth to look like a jack-o’-lantern, or wrap a jar with gauze and stick on two eyes to look like a mummy.

And let your creations glow in the dark. Light a tea candle or put a battery-operated tea light into your Mason jar monsters and set it on a table or window sill to give your room a spooky effect.

Welcome Trick-Or-Treaters with Goody Bags

Turn the typical treat stop at your front door into a fun experience for both you and the trick-or-treaters — you’ll have fun decorating individual goody bags, and they’ll have fun choosing among delicious treats.

a pile of jelly beansFill a small Ziploc bag with orange jelly beans and draw on eyes and a mouth to make pumpkin treat bags, or draw a hairline and eyes on a bag filled with green jelly beans to create Frankenstein’s monster.

Or, if you want a spookier effect, you can make hand-shaped goody bags. Just fill transparent plastic gloves with candy or popcorn.

And if you’re selling your home this month, you don’t have to save these sweet tips for Halloween night; leave small goody bags for home buyers during a showing. It’s a great way to treat them.

Selling Your Home This October?

Let Halloween be the only spooky time that you encounter this month. We’re your real estate experts and are happy to help you stage your home, answer your questions, and determine a competitive listing price for your property, giving you peace of mind while selling.

Give us a call today and we can talk about your home selling timeline.

“Know Before You Owe”: How New Rules Could Impact Closings

house icon on grassIf you’re a home buyer, changes to the closing process are coming in just a few days.

New regulations go into effect on Saturday, October 3rd, providing new loan disclosure forms that are designed to help you better understand the terms of your home mortgage before you close on your new home. That means if you applied for a loan on or after that date, you will receive the easier-to-understand forms.

What You Need to Know About the New Closing Disclosures

To summarize, these new rules combine mortgage loan disclosures from both the Truth-In-Lending Act (which informs consumers about loan terms) and the Real Estate Settlement Procedures Act (which deals with closings) into one simplified set of disclosure forms for home buyers who are getting a mortgage.

The official title to these regulations is a mouthful — Truth-In-Lending Act / Real Estate Settlement Procedures Act Integrated Disclosure Rule— so the regulations are just referred to as TRID. (The enforcement agency, the Consumer Financial Protection Bureau, also calls it Know Before You Owe.”)

“Know Before You Owe” is designed to help borrowers clearly understand the costs and terms of their home mortgages. Here are the changes that you can expect from these new regulations, from the number of forms you’ll need to fill out to the time requirements that can alter your closing date.

You’ll Have Two Forms Instead of Four

If you’re getting a mortgage, you’ll receive two forms under “Know Before You Owe.” The first, a loan estimate, based on your financial information. You’ll receive the loan estimate 3 business days after applying for your mortgage. The second, a closing disclosure, which outlines all of the costs you will need to pay. You’ll receive that form 3 business days before closing.

These two new forms are more user-friendly, and are replacing four separate forms that home buyers received before — two Truth-In-Lending statements, the loan estimate, and a list of itemized fees.

With these new regulations, you will have time to review the terms of your mortgage well before closing, so you can understand exactly what fees there will be. You can read the Consumer Financial Protection Bureau’s full guide to the loan estimate and closing disclosure forms here.

There is a 3-Day Review Period Before Closing

Under the new “Know Before You Owe” rules, mortgage lenders must send you easier-to-understand information about your loan — the Closing Disclosure form — 3 business days before closing on your home, giving you time to review the terms of your mortgage.

However, some changes to the mortgage terms — like changes to your interest rate or the loan product itself — will mean that you will need another 3-business-day review period, possibly delaying your closing date. If you would like an overview of the details, the CFPB highlights the instances where the 3-day review period would be affected.

We Can Answer Your Questions About “Know Before You Owe”

If you are buying a home and have questions about these new regulations, and what it might mean for closing on your home in the future, contact our real estate experts today and we will be happy to answer your questions in detail.

This Fenway Home is Ideal for Entertaining Friends and Family

The Fenway neighborhood in New Albany, Ohio is known for its impressive homes — showcasing gourmet kitchens, hardwood floors, wet bars, and triple crown molding in properties over 3,500 square feet — and appealing amenities including a park and fishing pond. Plus, it has a prestigious location within New Albany Country Club.

4267 Vaux Link: A Fenway Treasure

A true Fenway gem, the home at 4267 Vaux Link has all of the luxurious features that come standard in this neighborhood, and yet has distinct character that makes it one-of-a-kind.

front of the home at 4267 Vaux Link in New Albany OH

But what exactly makes this home so attractive? Is it the stately yet unassuming exterior? The spacious and sunny backyard? The sleek yet homey interior features?

the screened porch at 4267 Vaux Link in New Albany Country Club

This home has it all, and more — it’s a house built for comfort and style. Let’s discover what makes this charming New Albany Country Club home unique, and why its cozy character makes this home perfect for entertaining.

The Kitchen’s Simple Elegance

Nothing says style quite like the simple yet effective black-and-white theme.

The gourmet kitchen intends to complement the rest of the home’s comfortable features, offering ample space for you and your friends and family to prepare meals together and lounge in each other’s company.

gourmet kitchen at 4267 Vaux Link

Its spacious island, plenty of counter space, stainless steel appliances, and luxury features like granite countertops and oak hardwood floors make this kitchen sparkle among other Fenway homes, and yet it retains that comfortable character that makes it so easy to call this place home.

The Cozy Living Room and Main Floor

The kitchen opens into the great room, offering a fireplace and enough space to seat your visitors during game nights or after-dinner conversations.

staged living room at 4267 Vaux Link home for sale in New Albanyentry hall with staircase and view of living room at 4267 Vaux Link

The image on the left is the view of the living room from the kitchen. You can see the beautiful fireplace and the windows, which are perfect for letting in the natural light from outside. The image on the right is the view of the entry way, where you can see the living room and the kitchen at the end of the hall.

The main floor of this Fenway home includes formal and casual dining spaces, the cozy living room, a wood-paneled office, a mud room, and a half bathroom. Up the stairs are two floors, consisting of bedrooms and a flexible play room or study area.

The Master Suite… With A Wet Bar!

This house’s master suite is the perfect place to relax in ultimate comfort and style. With the bedroom’s wet bar, you can enjoy the benefits of the kitchen from the convenience of your bedroom — including cabinet space — plus the added features of the suite’s cozy fireplace, luxurious bathroom, and dual walk-in closets with the laundry facilies.

master bedroom with a wet bar at the home at 4267 Vaux Link in New Albany

Below is a photo of the master bathroom. What better place to relax and unwind than in this spacious tub?

spacious master bathroom at 4267 Vaux Link property

Want to see more of this property? View the virtual tour of 4267 Vaux Link in New Albany to get a glimpse of this home’s spectacular features and location.

Let’s Not Forget the Finished Lower Level

There is no other space in this Fenway home more fit for entertaining friends and family than the fully finished lower level.

basement and wet bar in rec room in the basement

This entertainment space is a dream come true. There’s a full wet bar, a flexible space for a bedroom, a full bathroom, and enough open space for game nights and parties with all of your friends. What more could you ask for?

Experience 4267 Vaux Link For Yourself

Discover everything that this home has to offer by seeing this New Albany Country Club property in person. If you’re eager to view this home for yourself, contact us today to request a showing of 4267 Vaux Link. Don’t let this great opportunity pass you by!

Classic and Modern: A Small Picture of This Lambton Park Home

Lambton Park is known for its impressive homes, ideal location in New Albany Country Club, and unrivaled lifestyle. And the estate at 3990 Molland is no exception.

Classic, elegant home features meet modern conveniences in this magnificent home, offering a pleasant blend of casual spaces with formal rooms to the delight of today’s home buyers.

Traditional Living Spaces Meet Today’s Home Features

Viewing this home for the first time, you may feel like you have stepped back a century in time.

view of a Lambton Park home from aboveLandscaped lawns stretch along the grounds of this magnificent Georgian brick home from the cul-de-sac, disappearing into the towering trees behind the estate. The brick entry road gives an impression of elegance and stateliness, and you can easily picture a horse-drawn carriage rattling over the stones and disappearing into the carriage house.

Inside, you will be equally amazed; an elegant chandelier hangs from the ceiling in the spacious entry. The two-story foyer greets you with hardwood floors and custom paneled walls, coffered ceilings and sophisticated molding.

foyer in the home at 3990 Molland in Lambton Park, New Albany OH


This estate in Lambton Park offers over 9,500 square feet of elegant living space, featuring 6 bedrooms, 6 full bathrooms, and 2 half bathrooms. Perfect for entertaining guests, this home has a seamless blend of traditional home features and today’s best amenities. Let’s explore a sample of what this property offers.

Impressive Grounds, Including a Creek

the backyard creek at 3990 Molland in New Albany OHYou’ll enjoy feeling the warm sunshine on the verdant grass as the rays peek through the trees and fall gracefully on the lawn.

The back lawn of the home at 3990 Molland is spacious, edging up to its wooded border. A creek meanders over small stones, under branches, and through tall grasses.

It’s a tranquil setting. And it’s literally in your own backyard.

The Kitchen Has Today’s Best Features

It’s easy to see how spacious and modern this Lambton Park estate truly is from the kitchen. You’ll find top-of-the-line stainless steel appliances, granite countertops, a large counter workspace, and a formal dining room off of the kitchen.

elegant kitchen in home for sale at 3990 Molland in New Albany OH


Hosting get-togethers with your guests around the holidays will be that much easier with such an expansive kitchen and state-of-the-art features.

A Fully Finished Lower Level

Why let the elegance of this estate stop above ground? The home at 3990 Molland features a fully finished lower level, complete with a stylish second kitchen, 2 bedrooms, 2 full bathrooms, and a large rec room.

second kitchen in the lower level of 3990 Molland in Lambton Park


Guests, friends, or family members can live in comfort on the lower level of this impressive estate, with the added benefit of privacy.

Discover all of the unrivaled home features and view stunning photos of this property by visiting the listing page for 3990 Molland.

Truly Experience This Magnificent Home

A picture is merely worth a thousand words. Fully experience this home by viewing it in person; contact us today to request a showing of 3990 Molland in Lambton Park.

Where to Find the True Value for Your Home

woman surrounded by question marksEver wondered what your home is worth?

Want to know where to start looking?

Whether you’re just curious or are eager to find a competitive listing price, using the best resources to find your property’s value is crucial.

Today, we’re going to be talking about two types of home evaluation tools: neighborhood sold reports and comparative market analyses.

Comparing Your Home with Your Neighbor’s

A neighborhood sold report is a detailed list of homes that have recently sold in your area. They include information about the square footage, number of bedrooms and bathrooms, address, neighborhood, and, of course, the sold price.

Since sales prices are determined in part by your home’s location, as well as a neighborhood’s housing supply and demand, honing in on your own neighborhood real estate market is the best way to determine what the housing market is doing and how it can affect your listing price.

How much did your neighbor receive for his 4-bedroom, 3-bathroom house down the street? Is your listing price thousands of dollars more?

If your home is priced too high, you’ll know immediately by looking at the comparisons in the neighborhood sold report. It’s better to learn sooner rather than later, when your home is on the market and you’re feeling frustrated by the lack of home buyer interest. The same goes with pricing your home too low.

Your Home’s Value in Today’s Market

pair of glasses on a white deskA comparative market analysis, often called a CMA, is a fantastic tool to help you determine your home’s value. This report can include anything relevant about the current real estate market in your area, such as:

  • recent neighborhood home sales
  • withdrawn home listing prices
  • unique property features

The important distinction between neighborhood sold reports and comparative market analyses is that the CMAs are more detailed, and can take into account any home improvements or unique property features that buyers would be more interested in (and therefore, would pay more for).

The bottom line: CMAs help you find that sweet, sweet selling price that’s fair to you but still attracts potential home buyers.

Don’t Settle for Estimates

If you’re serious about selling your home, the market value of your property is what you’re after. Don’t settle for estimates based solely on your address or outdated information.

You’ll want to do considerable research on the current state of your local real estate market to help you determine the best listing price for your home. If you need help along the way, our real estate experts are always happy to offer assistance.

Sell Your Property with Our Real Estate Experts

We offer both a neighborhood sold report and a comparative market analysis, and we can work with you to determine the best price for your property. And if you’re eager to get the results you’re looking for in your home sale, list your property with our dedicated real estate team.

Contact us today to get started!